How Higher Interest Rates Can Boost Your Savings

Video Transcript

Why have Central Banks been raising interest rates lately?

Central banks like the Federal Reserve and the European Central Bank have raised interest rates in order to cool down inflation.

But how does this affect our money? 

Savings accounts and fixed investments often benefit from higher interest rates. 

You might see better returns on your savings as banks offer more attractive rates. 

On the flip side, if you’re thinking about buying a home or already have a mortgage, brace yourself. 

With higher interest rates, borrowing money becomes a bit more expensive.

But don’t worry, there are ways to navigate these changes. 

Maybe consider locking in a fixed-rate mortgage before rates climb too high. 

And, if you’re an investor you can benefit from this.

Are you ready to make your money work for you? 

Click the link in my bio or send me a message to learn more about how you can dive into my investment portfolio.

Remember, the world of finance is always changing, but with the right knowledge, you can make informed decisions that could shape your financial future. 

Reel on Instagram (English)

Reel on Facebook (English)

https://www.facebook.com/reel/267267546039249

Video on TikTok (English)

@vincenzo.stefanini

Why have Central Banks been raising interest rates lately? Central banks like the Federal Reserve and the European Central Bank have raised interest rates in order to cool down inflation. But how does this affect our money? Savings accounts and fixed investments often benefit from higher interest rates. You might see better returns on your savings as banks offer more attractive rates. On the flip side, if you’re thinking about buying a home or already have a mortgage, brace yourself. With higher interest rates, borrowing money becomes a bit more expensive. But don’t worry, there are ways to navigate these changes. Maybe consider locking in a fixed-rate mortgage before rates climb too high. And, if you’re an investor you can benefit from this. Are you ready to make your money work for you? Click the link in my bio or send me a message to learn more about how you can dive into my investment portfolio. Remember, the world of finance is always changing, but with the right knowledge, you can make informed decisions that could shape your financial future. #centralbanks #interestrates #savings #mortgage #investing #money #personalfinance

♬ original sound – Vincenzo Stefanini 🇬🇧 🇺🇸

Short on Youtube (English)

Video on LinkedIn (English)

https://www.linkedin.com/posts/vincenzostefanini_centralbanks-interestrates-savings-activity-7094972885156438018-p3NO?utm_source=share&utm_medium=member_desktop

Reel on Instagram (Italian)

Reel on Facebook (Italian)

https://www.facebook.com/reel/2488857414625762

Video on TikTok (Italian)

@vincenzo.stefanini

Perché ultimamente le banche centrali hanno alzato i tassi di interesse? Banche centrali come la Federal Reserve e la Banca centrale europea hanno alzato i tassi di interesse per abbassare l’inflazione. Ma come influisce questo sui nostri soldi? I conti di risparmio e gli investimenti fissi beneficiano spesso di tassi di interesse più elevati. Potresti vedere rendimenti migliori sui tuoi risparmi poiché le banche offrono tassi più interessanti. Il rovescio della medaglia è che se stai pensando di acquistare una casa o hai già un mutuo, preparati. Con tassi di interesse più elevati, prendere in prestito denaro diventa più costoso. Ma non preoccuparti, ci sono modi per gestire questi cambiamenti. Magari prendi in considerazione la possibilità di bloccare un mutuo a tasso fisso prima che i tassi salgano troppo in alto. E, se sei un investitore, puoi trarne vantaggio. Sei pronto a far lavorare i tuoi soldi per te? Fai clic sul link nel mio profilo o inviami un messaggio per saperne di più su come puoi investire anche tu nel mio portafoglio. Ricorda, il mondo della finanza è in continua evoluzione, ma con le giuste conoscenze puoi prendere decisioni informate che potrebbero migliorare il tuo futuro finanziario. #tassiinteresse #banchecentrali #tassi #mutui #mutuo #risparmi #investimento #finanzapersonale #soldi

♬ original sound – Vincenzo Stefanini 🇬🇧 🇺🇸

Short on Youtube (Italian)

 

eToro Disclaimer

eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.

Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. {etoroCFDrisk}% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.

Past performance is not an indication of future results. Trading history presented is less than 5 complete years and may not suffice as basis for investment decision.

Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.

Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro.

Crypto Investing Risk Warning

Crypto assets are highly volatile. Your capital is at risk.
Don’t invest unless you’re prepared to lose all the money you invest.
This is a high-risk investment, and you should not expect to be protected if something goes wrong.

Read the full disclaimer



Author: Vincenzo Stefanini
Founder at Osom One Digital Agency. Personal Finance, Investing, Money and Motivation